WhatsApp chat between two friends that goes viral online

A WhatsApp chat between two friends has gone viral on WhatsApp and it’s really making everybody go gaga.
In the WhatsApp chat, one friend borrowed money from the other three months ago but failed to return it.
The apparently livid borrower asked him for the money but was surprised when the borrowee said he thought he had forgotten about it. As he said the borrower is richer than the money he borrowed.

The solution he suggested to pay back the debt is what makes the conversation interesting.
See the chats below;
How will you handle such a friend if you were the borrower?

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